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I think an IVA is best route
Comments
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Why don't you show us a SOA, when we see your financial position it's much easier to give you the correct advice.
If you go down to the woods today you better not go alone.0 -
We could give you a better idea of the payment situation with a SOA.
Depending on the creditor and how much you've been paying discounts are likely to be 50-80 per cent.
One that was very sticky suddenly changed tack recently and accepted 70% or more. They obviously needed the cash urgently.
If you've have not made a mistake, you've made nothing1
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