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30k+ credit card debt
Comments
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Most of us here have either been in debt or have helped others in managing their debt. A moment where you become tired of it all enough to want to change things is where you get your light bulb moment.
I followed the Ramsey baby steps and started snowballing my debts, this was the plan I chose and it became addictive.
Having a plan to eliminate debt is 50% of the battle.
Please don't consolidate it rarely works.
You can make a start by identifying your out goings and make savings, subscriptions and overspending identified you can find some room to start paying down your current debt.
I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert. Please complete an SOA if you are looking for debt advice. Link here - https://lemonfool.co.uk/financecalculators/soa.php
CONSUMER DEBT FREE !!!2 -
I was in your shoes, a DMP saved my life. Best thing I ever did.
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