30k+ credit card debt

MasterG83

Most of us here have either been in debt or have helped others in managing their debt. A moment where you become tired of it all enough to want to change things is where you get your light bulb moment.

I followed the Ramsey baby steps and started snowballing my debts, this was the plan I chose and it became addictive.

Having a plan to eliminate debt is 50% of the battle.

Please don't consolidate it rarely works.

You can make a start by identifying your out goings and make savings, subscriptions and overspending identified you can find some room to start paying down your current debt.

Sunbakedscobble

I was in your shoes, a DMP saved my life. Best thing I ever did.