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Best approach to take?
Comments
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as a higher rate tax payer, a LISA is not a great pension saving vehicle for you. A SIPP would be better, where you can claim back higher rate tax
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That's really helpful, thanks. Just looked into it. I assume a sipp would be preferred over contributing more to my nhs pension as sipp can be drawn from 55?
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Would it be a good idea to open hubby a sipp too, as his employers doesn't increase their contributions to the pension alongside his?
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If you’re 41 now and open a SIPP you won’t be able to access it until age 57
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