Hopefully cruising, with focus, towards retirement

in_need_of_direction

yesterday was the laziest of lazy days which was what probably caused a really poor night’s sleep. On the plus side, we took a chance on the weather and got laundry close to dry outside which is just as well as today’s forecasted dry day is anything but. DH identified two items that are currently in the charity shop bag which is a major breakthrough. This normally requires fairly consistent nagging.
today is not an Irish bank holiday so my plan is to get some progress on southern clients while NI ones are quiet. I also need to pay myself July and august expenses and make a client call.

Today I am grateful for

Easy access to protein sources though I did forget to check my bs first thing

An already prepared lunch from leftovers

Contact from dd

in_need_of_direction

woke up to £25 from Ernie while dh received £75. So that’s £25 to general expenses and £75 to the treat pot. In other money news, we have decided to withdraw from my regular saver isa to cover things like the car repairs following the end of June prang plus various other expenses due, in the main, by dh’s family emergencies - the reality of aging parents who live an airplane trip away.

He also had hospital appointments yesterday and now has surgeries scheduled for our return from holiday thanks to our monthly healthcare payment. The alternative would have been a 3 year weight with significant deterioration.

Protein consumed yesterday and a slight reduction in the urge to snack. Also some fruit and veg factored in and yesterday’s fasting bloods started with an 8.
today I have a client meeting and am helping with a school run. I also have 2 pieces to go to another client one of which was completed yesterday.

Today I am grateful for

An email from dd currently overseas

Ernie’s generosity

Access to additional funds when needed

in_need_of_direction

so, scores on today’s doors are bs in range, weight up half a pound. I need to remember that I’m trying to eat for health rather than weight loss and that things will settle down. Money continues to evaporate as dh had another return flight on Friday due to parental health issues. Still I’ve no issue using emergency funds for emergencies, though I hate to see diminishing savings.
Yesterday I got all laundry and ironing up to date bar the sock I found in a flower bed that will need re washed. Some appropriate stuff went to the roofspace and today we are tackling ikea to pick up a piece of storage. Lunch is likely to be takeaway meatballs. DH is in a much improved state of mind thanks to having spoken to the hospital consultant so I’m grateful for that. Today I have a work item to clear which will bring me closer to issuing an invoice. There is another assignment that needs completed by end of sept that the client is dragging their heels over. Once it’s done, I can invoice for roughly 15% of my annual income. I need to pay my work insurance bill and then there’s just one other cost to come out this financial year. After that, two thirds of all income is mine so I should be able to make inroads into my longer term target.

That said, I need to get things underway. Today I am grateful for

Ready access to a warm shower

Pressure on dh alleviating somewhat

A chat with an overseas relative

ArtyJ931

out of interest which healthcare plan do you have?

in_need_of_direction

just benenden but it covers the four of us for approximately the price of a monthly take away for four

PennysIntoPounds

Allo @in_need_of_direction, finally found and caught up with your diary, sorry for my tardiness and thanks for all your contributions on mine!

Hope things are going well with you. Eating for health sounds a much nicer idea than unrealistic diet plans. You are doing amazingly with all your decluttering and getting your home as you want it

in_need_of_direction

well healthy eating and other good habits have gone downwards in a hand cart. today, while dh is working on some of my work, i have committed to clearing three tasks with another three to go tomorrow plus a list / calendar of when stuff will get done. it's probably no surprise to anyone that the easiest of today's 3 tasks is the only to be despatched.

i'll report back tomorrow with an update. today i am grateful for

DH's work guilting me into productivity

the window cleaner turning up to remove the bird poop from an inaccessible part of my bedroom window

the makings of a bacon sarnie being here for lunch

beanielou

So so sorry. No idea how I missed your new diary. Anyway I’ve found you now & have subscribed xx