Comment on portfolio allocation

BuildTheWall

Hi, I know its a 'how long is a piece of string' kind of question. Yet, would like to get your comments on this allocation.

60% S&P500 (VUAG)

20% Berkshire Hathaway

20% TDGB (Van Eck developed markets dividend leaders ETF)

This is for a pension 17 years from retirement.

100% equities but too defensive?

Missing out on the hot tech stocks but too late in the cycle to get in.

El_Torro

Why put 60% in the S&P 500? What's wrong with a global tracker? Sure, a global tracker is made up of mostly US companies but at least with a global tracker you've covered the whole world and if the US starts to decline you have other regions to fall back on.

I am not a fan of Berkshire Hathaway, or other similar managed funds. I'm not familiar with TDGB but from looking at it now that doesn't float my boat either.

If you can handle the volatility (your proposed allocation suggests you can) then I would just put 100% in a global tracker and be done with it.

Albermarle

100% equities but too defensive?

It is probably the first time on this forum I have seen 100% equities being called too defensive !

Bostonerimus1

I agree that your portfolio is too US centric!

What other assets do you have? House, savings, DB pensions? Do you have any debt?

mrklaw

Mine is 100% VWRP. I also considered FWRG and ACWI - all variations on a theme. I don’t want to stock pick so I pick everything

especially 17 years out

kempiejon

I sold half my S&P etf (VUSA) earlier this year having seen it double. Other than equities there's other assets; cash, private equity, government and corporate debt, precious metals, other commodities, currencies and so on.

jaybeetoo

The problem with TDGB is it’s registered in the Netherlands so as a UK resident you’ll have to pay Dutch dividend withholding taxes even if it’s in an ISA or a SIPP.