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AVC help please

2»

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  • daveyjp
    daveyjp Posts: 14,577
    Part of the Furniture 10,000 Posts Name Dropper
    Forumite

    Lifestyle option is lower risk.

    You do however need an idea of when you expect to retire as 5 years or so from retirement your investment will be divested from the higher risk stocks and shares investment to a low risk cash investment. By the time you retire all your fund is in cash.

    You set the date of retirement, so it is possible to set it to a few years before you actually retire and continue investing in the 100% cash plan.

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