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85 year rule
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As has been mentioned above, although you can’t ‘meet’ the 85 rule before your 60th birthday, it still matters when calculating the actuarial reduction for your pre-2008 benefits if you choose to retire before aged 60.
So you kind of get the benefit of the 85 rule before you even meet it, because that part of your pension is only reduced in respect of the length of time until you reach 60, not 65 or your SPA.
That’s also the reason why you don’t see a massive increase when you actually do turn 60 though.
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