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Face-to-face banking access to be reviewed
A new review aimed at protecting face-to-face banking access in the UK for those who need it has been welcomed by MoneySavingExpert.com founder Martin Lewis, who says banks have a "social contract to support these things"…
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Face-to-face banking access to be reviewed
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Comments
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I can only say this is a good thing. Too many services of all kinds have slowly disappeared from our high street already. Our town had 6 main banks until a few years ago. Two have closed, 2 have been turned into machines only and 2 remain - but for how long? Face to face should remain as part of our community for those of us who cannot use phones and online services. As for the customers who say they haven’t been in a branch for years - well, that’s up to them. Each to their own.
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Is this not exactly what Banking Hubs are for?
Life in the slow lane1 -
Yeah, I'd have thought so.
Another MP trying to justify their existence by spending public money on "reviews" by the sounds of it.4 -
Our new shiny banking hub does not have a printer. So in order to get an ISA transfer form I have to call the bank and ask them to post it to me by snail mail.
They also don't have any counter services and cannot to anything regarding cash deposits or withdrawals.
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Seems quite easier and cheaper to do rather than me having to travel 15 miles and getting them to print it.
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- Libraries
Most public libraries offer low-cost printing from USB, email, or cloud storage. In the UK, many local libraries let you upload documents online before you arrive. - Copy & print shops
Stores like Ryman and local print/copy shops usually offer walk-in printing, scanning, and photocopying. - Office supply or shipping stores
Some branches of Staples UK or parcel shops provide document printing services. - University or coworking spaces
If you have access to a university, workplace, or coworking space, they often have self-service printers. - Ask a friend or neighbour
Often the fastest option for a few pages.
All of the above are potential options - but even if you hace to phone the bank to get your firm mailed, that’s not at more onerous than going to a Branch, is it. It’s just different. And way cheaper for the bank than keeping a Branch going. All that aside - the best ISA rates are invariably from providers who don’t have a Branch near you, or never had any Branches at all.
As to withdrawing and depositing of cash: use the Banking Hub if you have one, or the Post Office.
Or switch your current account to Nationwide if you really do need a Branch. They might even pay you to do so1 - Libraries
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Deposits etc Post Office which most banks work with.
Life in the slow lane0 -
People would be so jealous of the number of bank branches in the US. Banks everywhere but then a very different model. Never seen so many different banks
Over 3900 banks in the US...
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There is no way I can get any Swiss Francs from my HSBC currency account at a post office. Branch only.
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Order online or via phone from HSBC. They will post out.
Life in the slow lane0
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