Confused

Mummykate

so I'm wanting to pay off some debt with a Jaja balance transfer card I've been offered a 0% intrest 0.99% fee for 24 months I need to pay Currys creation and very which are both coming to an end I will pay these on my virgin % on purchase for 12 month the do a balance transfer to the Jaja will I be charged intrest on the virgin card if I do the balance transfer right away sorry if I sound stupid but I'm confused Thankyou

ManyWays

That does sound confusing. If what you are proposing would work - and I do not think it would, see below - then it's better to just move the balances onto virgin and pay as much off in the 12 months, then BT the rest after 11 months, not shift and shift again immediately.

I do not think either the currys nor the very account can be cleared with a 0% balance transfer card. i think you understand this which is why you are trying to find a complicated work around

I don't think you can pay the currys with a credit card at all. So the only option here is to get a 0% money transfer card and use that to clear the currys.

The 0% money transfer route would work for the very card as well.

Another option for the very is to use a card (eg the virgin card) to pay that balance (I think you can pay a very balance with a card). BUT that is normally treated as a cash withdrawal and doesn't come under any 0% on purchases offers. You would need to ask virgin to check that.