Halifax loan

jedlou88uk

Hi all newbie here.

Have applied and signed a loan agreement with Halifax,but after 6 working days and 3 phone calls,I seem to be going round in circles, as i still haven't received the funds and no correspondence (email ,phone calls)

Keep getting told by them that everything is good from their side and will contact the powers that be with(their words)what the hell is going on..

any advice is appreciated

Many thanks

born_again

Guessing you applied online. It may then have gone for a manual check, which will delay a bit & many reps may not be comfortable or able to tell you.

jedlou88uk

https://forums.moneysavingexpert.com/discussion/comment/81981792#Comment_81981792

Yes online but 6 days seems to be a bit excessive,seeing ive been told that there are no red flags etc on my name,I've checked my credit score on 3 different sites Experian,creditwise and equifax and all come back as very good

Isthisforreal99

https://forums.moneysavingexpert.com/discussion/comment/81981817#Comment_81981817

All irrelevant to a loan provider I'm afraid.

Nasqueron

https://forums.moneysavingexpert.com/discussion/comment/81981817#Comment_81981817

Credit scores are a marketing gimmick, lenders don't use them for any lending decision, only the data on your file which is used in their internal scoring systems that you will never see

DCFC79

Any news ?