UK Retail Investors — Academic Survey on Investment Behaviour During COVID Crash, Mini Budget & SVB

MBAStudent1

Hello MoneySavingExpert community,

I am an MBA student at SP Jain School of Management in London conducting academic research on how UK retail investors actually behaved during recent market crisis events — and whether artificial intelligence could have predicted those decisions before they were made.

The study covers five specific events between 2020 and 2023:

• COVID-19 crash (FTSE 100 fell 33% in five weeks, February–March 2020)
• COVID Recovery Rally (FTSE 100 recovered 27%, March–June 2020)
• Bank of England Rate Hike Cycle (14 consecutive rate rises, 2022)
• UK Mini Budget Crisis (sterling collapse and gilt yield spike, September–October 2022)
• Silicon Valley Bank Collapse (banking contagion fears, March 2023)

If you had any kind of investment account during any of these periods — a stocks and shares ISA, a pension, a general investment account, or any UK investment platform or pension provider or similar — your experience is genuinely valuable to this research.

The survey asks what you actually did and felt during these events. There are no right or wrong answers. It is not a test of financial knowledge — real-world experience is the point.

The survey takes approximately 12–15 minutes and is completely anonymous. No personal data is collected and no email address is required.

The research also includes a short section on attitudes toward AI monitoring investor behaviour — whether platforms should be allowed to intervene when they predict you are about to make an emotionally driven decision. Given this community's interest in consumer rights and financial regulation, I suspect this section may generate some strong opinions.

Survey link:  https://forms.gle/fGzvnDZKRtCQjWpW7?usp=mse

The research is being conducted in accordance with university ethics guidelines. If you have any questions about the study please feel free to ask in this thread.

Thank you sincerely for your time — this community's demographic and financial experience is particularly valuable for a study focused on UK market events.

[Name removed by Forum Team]
SP Jain School of Management, London

Worried_fool

I hope you asked forum admins for permission to post this.

MBAStudent1

https://forums.moneysavingexpert.com/discussion/comment/81979950#Comment_81979950

Yes, I had their approval before posting. This survey is as per the guidelines of the forum.
But thanks for being vigilant about the community.