Is what I am doing sensible? What would you do

Mistermeaner

So i did it!

Took a while to complete a partial transfer of 200K from my workplace pension to an AJ Bell SIPP but after that completed I did the following trades today. I split it £75K into normal gilts and £125K into 'linkers' with a spread of maturity from 2035-2038. I am currently 46 so will ideally have access to my pension around 2037/38 (age 57-58)

Me and the missus still have over 900K in global equities in our Pensions/LISA's , with a further 200K in money markets. The idea being we have made 'enough' from risky growth so want to ensure a decent chunk is preserved but protected against inflation.

Thanks for help and advice

DRS1

As a matter of interest why have you bought two conventional gilts? Was it for comparison purposes to see how they fare against the ILGs? Or did you want a decent income coming in over the next 10 years to cover fees?

Mistermeaner

https://forums.moneysavingexpert.com/discussion/comment/82018851#Comment_82018851

because I’m a meddler basically :)

the coupon at 4%+ seemed pretty good to me and they were priced below £1 so thought why not.

Also learning for me to watch how all this lot perform over the coming 10 years