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Skipton Mortgage a little advice needed
Hello Everyone,
I'd much appreciate for an advise here. I'm selling property and buying another. Current mortgage is with Skipton and new house we are buying is £350k. Since our affordability would not be enough therefore we are doing JBSB with my sister on the mortgage. Lender is Skipton too.
The current timeline is as below.
Date application received
04/03/2026
Date Minimum Submission received
undefined
Date case underwritten
11/03/2026
Date Valuation received
09/03/2026
Date case offered
Pending
Date Certificate of Title received
undefined
Pending
Proposed date of completion
Pending
Date mortgage completed
Pending
Just wondering how long can Skipton take to issue offer. The last document they asked was employment reference for my wife as the initial reference sent from the employer was in incorrect format.
Income source as below:
Myself: PAYE
Wife: PAYE + Self Employed
Sister as JB: PAYE
It has been more than 5 weeks and this wait is killing me. My buyers want to complete end of April. And I have no where to live 😂.
Comments
-
Have you chased them? It should not take 5 weeks.
Where is the legal work up to? If it has not yet started then you have no chance of completing by the end of April. If it is complete, then it should be possible, once Skipton have issued the offer.
You need to check in with them though really. They are generally quite good and easy to deal with.
I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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