We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

MAS 5 (Mortgage Agency Service

After 16 years with this company charging me 7.6% interest‑only, I was stuck and couldn’t change my mortgage because of my circumstances. After COVID, they even pushed my rate to nearly 9%.
Finally, the day has come, I’m out of this company. I’ve moved to a new lender with a capital‑and‑interest mortgage, and I’m now saving a lot of money.

Comments

  • ACG
    ACG Posts: 25,009 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament

    Is there a reason it took 16 years?

    I did some work with a group set up to try and force some movement from MAS. We found that there were people who thought they were mortgage prisoners actually were not.

    I found there were people who could moved away from MAS, they maybe did not have the pick of lenders but they had options.

    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.8K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.6K Spending & Discounts
  • 247.6K Work, Benefits & Business
  • 604.5K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 262.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.