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Panicking I’ve messed up our mortgage application – any hope?
Comments
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- Has anyone been in a similar situation? - THIS IS CERTAINLY NOT SOMETHING NEW TO THE BROKER
- Am I right in thinking a joint mortgage is likely off the table now? - NO, IT IS V MUCH STILL ON THE TABLE
- Is there still a realistic chance of approval in my husband’s sole name? - SOUNDS LIKE IT - BUT NOT NECESSARY
- How accurate are affordability calculators, assuming a 20% deposit and debts cleared? - DEPENDS WHO USES THEM AND WHAT THEY PUT IN
All you need do here is mention your concerns to the Broker. Nationwide would not be progressing at all if there were a major credit problem. There are plenty of lending options based on what you describe.
I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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