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Debt Management Plan and Creditor Payments

KittyKat645 · 2026-04-06 09:47:43

Hi all. I’m about to enter a DMP with Step Change who are amazing by the way. Long story short is that I had to take early retirement due to a health condition and this has led to some financial difficulties. My question is about payment offers to my creditors. There is one creditor who is being offered significantly more…

Comments

ManyWays Posts: 2,219 Forumite

7 April at 8:47AM

This sort of complication is incredibly rare, Stepchange should just sort it out.

It sounds as though you have quite a lot of debt and aren't paying a lot a month. have you looked at affordability complaints as way to speed the DMP up? Later you can do this with saving up and making settlement offers to debts that have been sold to debt collectors, but that isn.t in the early stages of a DMP.

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