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We didn't know what to do, so we did this
Remortgage time, didn't want to change any terms of repayment or add to the mortgage so in our minds with all the turbulence until he works right now we decided for a no fee product with our current lender to a two year fixed at 4.73%. A bit of a choker when our current 5 year fix was 2.2% but not the worse
Hoping things calm down in the next 2 years
Comments
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Advantages are that you don’t have to wait for the remortgage to be processed, no application or arrangement fee, no property valuation needed. So you’ve possibly saved yourself some money on that alone.
I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0 -
Yeah it's a bit of a jump into the unknown extra £125 a month but yeah as you say no arrangement fees, no surveys, no hassle, simple 2 minutes process.
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