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LCS
We are receiving letters from LCS over an EON debt from 2023. We sold the property in question in the early 2000s, the letters are addressed to my partner.
I have sent two prove it letters (the last by recorded mail) but have today received a notice of litigation.
What's the best course of action... ignore them?
Just worried about any action they might take even though it's obvious to me at least that this is nothing to do with us.
Thanks
Comments
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LCS have a long history of being useless. You could complain to the Energy Ombudsman but it's probably simpler to ignore.
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Thank you. I was hoping that's the case.
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What does this "litigation" letter actually say?
I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
yes, let's see this letter. It may be a bluff, but…
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Its entitled 'formal notice of pending litigation '
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We sold the property in question in May2007. A quick search suggests it's sold twice since.
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We used to have a long thread on LCS on this board. They routinely chase people for debts that aren't theirs, do not respond to questions, and seem to employ people who move on after a few weeks. Despite me recommending routes to complain and quoting cases where they have been reprimanded going back many years, nothing changed. I'll see if I can find a link
Goes back to 2011 !
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LCS are useless, but they could get a default judgement against your partner if they did get legal with this.
Yes they could get it set aside, but at a cost of £300, so maybe ignore for now, but if a claim form is sent, make certain your partner defends the claim, they have a 100% defence in that they are not the debtor, but don`t ignore court papers whatever you do.
I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter2 -
That is standard bluffing word play.
Obviously do not ignore any papers from court. but Also do not ignore a formal "Letter Before Claim" which may have other similar titles but is easily distinguished by having a Reply Form attached which has lots of boxes.
If you get one of those, come back here1
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