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Gaps in National insurance contributions

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Comments

  • coralie19
    coralie19 Posts: 8
    Sixth Anniversary First Post
    Forumite

    Thanks all.

    I haven’t lived abroad. I only have three qualifying years before 2016 (from when I was in education).

    My forecast page doesn’t show any paragraph saying I could increase the amount by filling gaps, it just says £203.93 is the most I can get.

    I’ll give the Future Pension Centre a call and see what they say.

  • coralie19
    coralie19 Posts: 8
    Sixth Anniversary First Post
    Forumite

    Could only having three pre-2016 qualifying years be affecting the maximum shown?

  • molerat
    molerat Posts: 36,580
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    No. Your forecast states you need 24 more years to reach £203.93. 24 years is worth £157.88. £203.93 - £157.88 = £46.05 / £6.58 = 7 so everything works out. The state pension is fairly straightforward maths. There is absolutely no reason why those 2 years should not add value.

    Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.

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