HRP

SattyD

My son was born in 1985. I went abroad (non EU country) in 1986 with my son to accompany my husband who had taken up a job there.

My son and I returned in 1996 and my son started school in the UK.

My NI record does not include the years 1985 to 1996.

My State Pension started last year and I do not get the full amount.

Am I eligible for HRP for the years 1985 to 1996?

Flugelhorn

Seems unlikely as you were living abroad - presumably not claiming child benefit etc?

DE_612183

Doesn't sound like it…

https://www.gov.uk/home-responsibilities-protection-hrp/eligibility

Can you not claim a pension for the country you were resident in and I presume paying taxes and claiming benefits there?

molerat

HRP is based around eligibility to child benefit. One of the criteria for that is residency in UK. Unless you / your husband were working for the UK government in certain capacities at the time there would generally be no eligibility.

SattyD

Thank you.

I did not claim Child Benefit for the years we were not resident in the UK

What about the partial years when we were in the UK.?

Partial years 1985-1986 year of birth, 1985-1986 year of departure, 1996-1997 year of return

Flugelhorn

did you claim in those years?

molerat

Partial years don't count for anything unless you make them up with voluntary contributions which you are out of time to do.

QrizB

Spam about computer crime

I'm not sure that renting a hacker is really a sensible option here. And if you can hack HMRC and DWP there's much bigger wins than simply fixing this OP's pension payment.

antheagerrie

Surely there must be some redress if a partial year was at least 50 out of 52 weeks with the offer to make up the two weeks missing contribution if never notified at the time that it would make a huge different to future pension?

molerat

https://forums.moneysavingexpert.com/discussion/comment/81922775#Comment_81922775

DWP often sent out letters about filling gaps and the costs to do so, I have just dug out a letter from DWP dated 2010 about MrsM's gaps. I also have a letter from 2016 she sent requesting her full NI record. How much info would you want them to send out considering most of those brown envelope letters go straight into the bin ? On line access to NI records and state pension forecasts has been available for many years now making it very simple to access the informtion. What about personal responsibility for finding out these things?

Bostonerimus1

Those gaps are a long way back and beyond the usual backpay period. I think this should be a lesson to anyone leaving the UK for work to investigate the state pension options available to them overseas and also to keep paying voluntary NI while abroad, although that's going to be a lot more expensive soon.