We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

How many funds should I invest in a SIPP?

13»

Comments

  • Bostonerimus1
    Bostonerimus1 Posts: 2,008 Forumite
    1,000 Posts Second Anniversary Name Dropper
    edited 26 February at 10:50PM

    I'm retired and have sufficient income from guaranteed sources like SP and DB pensions, so I have my DC pensions allocated similarly to the "young investors asset allocation" (80/20), 4 fund sample portfolio in this link. That's quite risky, but it has averaged 12% gain each year, with no interference from me, since I retired a decade ago. Of course that will probably change in the future.

    Asset class

    Global market cap

    With "Home country bias"

    UK Stocks

    20%

    World ex-UK Stocks

    60%

    All-World (including UK) Stocks

    80%

    Intermediate Term Bonds

    20%

    https://www.bogleheads.org/wiki/Investing_from_the_UK

    And so we beat on, boats against the current, borne back ceaselessly into the past.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.5K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.2K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.