Please evaluate my investent/early retirement plans

Whiterose23

https://forums.moneysavingexpert.com/discussion/comment/81879223#Comment_81879223

Thank you for your advice. I have a budgeting spreadsheet which I use to keep an eye on my income and outgoings but I can certainly build that into a more detailed record.

I agree re the property ownership. My plan is to invest in a small flat at some point, once I’m settled.

I appreciate your input thank you.

barnstar2077

My only concern would be the possibility of being priced out of market if you wait too long to rebuy. Especially as any half decent return would require equities, which can be quite volatile. Not saying it won't work, just something to consider.

Also, a small house won't have the ongoing fees that a flat will do once you buy back in. So I would always try and buy a really small house first, and only go for a flat if it cannot be avoided.

eastcorkram

@Whiterose23

Apologies if I've missed it, but why did you sell the house?

Albermarle

https://forums.moneysavingexpert.com/discussion/comment/81879732#Comment_81879732

There was a previous thread from the OP. They are moving to a different part of the country.