Can you use a PO Box for banks

curlu

just wondering if I got a PO Box whether banks would allow this as a mailing address, or whether they need a physical address? Just trying to reduce the volume of letters coming to home address.

SpireCaptain

You could get a redirection to a PO Box but I guess it would send all your non debt letters there too.

https://www.ukpostbox.com/address/royal-mail-redirection

I've never seen this service before, they seem to open your post and scan it page by page so you can receive it electronically anywhere in the world!

kevoxshockwave

I use UK Postbox (the service linked here). I have lived overseas for 12 years and have no intention to return the the UK. But I still want to have a UK bank account for obvious reasons. So i use this service.

I started using the service when I ran my debts to default and all my mail was going to my Dad's house. Now, Cabot send scores letters a month to my UK Postbox address instead, so my Dad doesn't get spammed. Works well. They do indeed scan your mail and you can see it all. I want to keep an eye on the Cabot /Debt collector letters just in case it ever turns into CCJ etc.

They do occasionally send a letter to my Dad's gaff as i am not responding to any of their letters. But I just give them a GDPR reminder and they revert to wasting their time mailing my UK Postbox again for a few months.

The service is good, you can either pay a flat subscription fee per month (if you get a lot of letters, this is better), or you can pay 'by the letter' if you don't get too much. They also have a variety of addresses you can choose from - they are 'street addresses' rather than a 'PO BOX'.

SpireCaptain

https://forums.moneysavingexpert.com/discussion/comment/81867557#Comment_81867557

Brilliant first hand experience. Thank you for sharing. Certainly food for thought further down the line when/if I'm renting and started my defaults having sold this house to have a steady address for correspondence

curlu

https://forums.moneysavingexpert.com/discussion/comment/81867557#Comment_81867557

thanks, that’s good to explore

curlu

Yes I would only want to use it for my defaulting creditors :-)