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Approaching retirement - best beginner tips?
Comments
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He did indeed mean that! Interestingly when I did this for last tax year, I claimed mid-tax year and forward estimated my contributions. HMRC then returned all tax relief based on those estimates. This tax year no chance. I have to re-submit after end of this tax year providing full proof of all contributions. Fair enough I suppose, but an interesting change of approach.
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why not start a salary sacrifice at a small amount a month, see how it works, see the mechanics of any employer contribution; see how you can instruct how the money is invested, and then when happy with all that adjust the sal sac if you so wish.
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