Looking for a new pension provider.

DRS1

It may be obvious but you can get enhanced quotes from the Moneyhelper annuity thing (and I assume that is what you did?). So if the L&G quote was better than the enhanced Moneyhelper quote make sure that SL get whatever extra information your GP provided to L&G to get that better quote.

dunstonh

Now normally it is recommended to not just get your annuity from your pension provider, but to shop around. However SL claim that as a SL pension customer asking for annuity quotes from them, they will also check the rest of the market. Not sure how this works in practice though.

Its doesn't work very well. Plenty of times I have seen the top rate state that they are not the top and the a lower rate claim that they are best rate. It's best ignored as the systems cannot cope with improved terms, manual underwriting quotes, etc.

Moonwolf

https://forums.moneysavingexpert.com/discussion/comment/81860773#Comment_81860773

I think the difference was the pulmonary embolism and my anti-coagulants that I couldn’t put on the Money Helper form as an option, just as text.

Moonwolf

https://forums.moneysavingexpert.com/discussion/comment/81860490#Comment_81860490

I’ve started the process, they will allow a partial annuity if I buy it directly - or if they can’t manage to match the best quote they will pass me to their partners who can arrange the annuity. In other words I can only have a partial annuity if I use who they say. This seems anti-competitive and if they do pass me on I am tempted to switch anyway and possibly complain to the ombudsman or FCA.

DRS1

https://forums.moneysavingexpert.com/discussion/comment/81861913#Comment_81861913

If you get the best available annuity rate for YOU anyway I am not sure you would have anything to complain about.