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National Insurance contribution - employee contribution

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Comments

  • Natins
    Natins Posts: 10 Forumite
    First Post
    My HMRC account is saying full payments including the period of 20 months
    Forecast states full pension, so do i need to pay the 20 months back even though all accounts show full
    From April I will have to plan to repay the 20 months shortfall.......but do I need to........that is the question
    thank you any advice and proof guidance 

  • Dazed_and_C0nfused
    Dazed_and_C0nfused Posts: 19,365 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    Natins said:
    My HMRC account is saying full payments including the period of 20 months
    Forecast states full pension, so do i need to pay the 20 months back even though all accounts show full
    From April I will have to plan to repay the 20 months shortfall.......but do I need to........that is the question
    thank you any advice and proof guidance 

    You seem to be contradicting yourself.
  • Natins
    Natins Posts: 10 Forumite
    First Post
    I think this is a genuine mistake and my employment status is full time permanent. but the impact is a double payment that may not be necessary  
  • Natins
    Natins Posts: 10 Forumite
    First Post
    All the HMRC accounts show I am up to date....but my employer will not have this information and can only carry on with payments trying to correct the mistake

  • Natins
    Natins Posts: 10 Forumite
    First Post
    Thanks again anyone for the replies, just feel this is a strange position to be in and before April wanted genuine advice/avenues to explore.
    I will be contacting HMRC after March pay to get the full picture, just thought someone might have been in this position before that could give clear advice on the point, thank you.  
  • GrumpyDil
    GrumpyDil Posts: 2,278 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Combo Breaker
    I don't think anyone is 100% clear on what exactly the problem is. Do you earn more than £242 per week as that is the point at which employee contributions start, whereas employer contributions start at £96 per week.

    So, if you earn between £96 and £242 per week your employer will make NI payments but you won't.
  • Marcon
    Marcon Posts: 15,970 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Combo Breaker
    Natins said:
    My new employer has not paid 20 months National insurance employee contributions from 2023 to 2025.
    I have 39 full years contribution showing on my GOV UK account, not sure if I need to pay the back dated payments.
    Any advice would be grateful, thank you. 
    Not clear why you think there is anything for you to pay, or why you'd need to if the years are already 'full'?
    Googling on your question might have been both quicker and easier, if you're only after simple facts rather than opinions!  
  • Rodders53
    Rodders53 Posts: 2,911 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I read this as:

    Employer has paid their NI contributions to HMRC...  but failed to take and pass through Employees contributions.

    HMRC has taken the NI payment and credited the Employee with 'year full'... Irrespective of whether the NI paid in total is sufficient (maybe don't care/check when allocating the credit that payment amounts are correct - too many variables)???

    Now HMRC has found the error (or Employer) during an audit type process and wants it corrected.

    Employee owes the money and should/must pay it.  Employer seems willing to have a repayment plan as it was their error in not deducting NI.  Employee ought to have noticed lack of deduction for NI I'd have thought?
  • Natins
    Natins Posts: 10 Forumite
    First Post

    Thank you …. I have the same thought, its only when a problem is found that you realise what is your responsibility and will start the repayments in April …..thanks Rodders53 and all for the comments👍️

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