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Approaching 60 Riddled with Debt SWF
fay66
Posts: 749 Forumite
Hi
Ive been here before but I will start with my new story
I am Fay 59 approaching 60 in April, around 38k in debt, paying Peter to pay Paul,
Live single but have sponsor a Ukraine. I became single last Feb but he didnt pay his way most of the time so I ended up using cards then consolidating with two loans and spending again.
I have 2 dogs and 2 cats.
I rent my home lucky social housing.
I work partime 3 days week and get some disability and Universal credit,
I have reached out to Step change and really dont want a DRO been viewing here about the default system. Will post a Income and expenditure shortly
Ive been here before but I will start with my new story
I am Fay 59 approaching 60 in April, around 38k in debt, paying Peter to pay Paul,
Live single but have sponsor a Ukraine. I became single last Feb but he didnt pay his way most of the time so I ended up using cards then consolidating with two loans and spending again.
I have 2 dogs and 2 cats.
I rent my home lucky social housing.
I work partime 3 days week and get some disability and Universal credit,
I have reached out to Step change and really dont want a DRO been viewing here about the default system. Will post a Income and expenditure shortly
Debt 38k just about to embark on a DRO
Had biatric surgery was 135k 2016 now 97kilo 22.1.20 up to 106 kilo 12.1.21 98kilo 20/1/26
Had biatric surgery was 135k 2016 now 97kilo 22.1.20 up to 106 kilo 12.1.21 98kilo 20/1/26
4
Comments
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Welcome back. We're all here to help and support you again.0
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Robbing Peter to pay Paul is when you know you need a different strategy.
And as you have found out, debt consolidation doesn't work.
Have Stepchange recommended a DRO? What concerns you about it?2 -
yes i need to tweek my budget i think for that but will do.Debt 38k just about to embark on a DRO
Had biatric surgery was 135k 2016 now 97kilo 22.1.20 up to 106 kilo 12.1.21 98kilo 20/1/260 -
thanks so much been a whileSpireCaptain said:Welcome back. We're all here to help and support you again.Debt 38k just about to embark on a DRO
Had biatric surgery was 135k 2016 now 97kilo 22.1.20 up to 106 kilo 12.1.21 98kilo 20/1/260 -
well ive filled in a lot of dro form for stepchange feeling better im no longer a ukraine host therefore will be able to send bank statements reflecting reduction of income. im on a breathing space until March with most creditors . 1 has failed to acknowledge which is a credit unionDebt 38k just about to embark on a DRO
Had biatric surgery was 135k 2016 now 97kilo 22.1.20 up to 106 kilo 12.1.21 98kilo 20/1/261
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