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Admiral Loan….accepted….but

kaylou88
kaylou88 Posts: 11 Forumite
Ninth Anniversary 10 Posts Combo Breaker
Just want to check any ones experiences with Admiral for a personal loan, I have had a loan accepted by Admiral today and I have an email saying funds will be in my account by next week.

I did it through MSE after the loan calculator. 

I haven’t had to give any form of ID or anything so far, they’ve done a hard search and it’s been approved from there.

Does all this mean I will definitely get the money in my account next week? I just feel it was a little too easy 😂 and I feel like they are just going to change their mind or something as that what I’ve read on some of there reviews!

Comments

  • This is pretty normal. Many lenders do the credit decision first and only request ID or extra checks later if something flags. Approval + hard search usually means it’s passed the main hurdle, but technically funds aren’t guaranteed until they release them.
    Most people who get to this stage do receive the money as stated. Reviews tend to skew negative because people only post when something goes wrong.
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