We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Settlement Offers
Comments
-
what was PRA originally? They can be even more difficult than Link for settlement offers,
And Advantis?
Ratesetter looks a possible complaint.0 -
PRA is a defaulted Barclaycard. Defaulted in 2023. Debt was a 0 percent card to pay off another credit card.ManyWays said:what was PRA originally? They can be even more difficult than Link for settlement offers,
And Advantis?
Ratesetter looks a possible complaint.
Advantais is defaulted Sainsburys, Defaulted in 2024. O percent card. Couldnt keep up with payments after offer expired. Decided to DMP it.
Ratesetter is a loan taken in 2022. Entered DMP in 2023 for lower payments. Defaulted this.
I would rather have lower monthly DMP payments and a default for 6 years now. I'm living better life not paying 500 etc monthly on debts. I had my nice lux lifestyle in younger age using these forms of credit.
I don't think i can do an affordability claim on these.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.1K Banking & Borrowing
- 254K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.2K Work, Benefits & Business
- 602.3K Mortgages, Homes & Bills
- 177.9K Life & Family
- 260.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards