Questions on Private Pension

tksnota

Hi,

Here the companies I’m after the private pensions.

Hope someone can assist 

//tksnota

Truespeed Communications - Nov 2016 to Dec 2017

Community Fibre- Jan 2018 to Nov 2018

Telcom aka Elevate - Dec 2018 to Aug 2023

Centurion Traffic Management - Oct 2023 to Jan 2024

WSG Energy Services - Feb 2024 to April 2025

molerat

Normally people are looking for "lost" pensions from 30 years ago, not those in recent memory. Have you not got any paperwork over who was providing those pensions ?  I haven't done a deep search but most of those companies are still in existence so that would be my first port of call, contact their HR / payroll dept and ask them.

dunstonh

tksnota said:

Hi,

Here the companies I’m after the private pensions.

Hope someone can assist 

//tksnota

Truespeed Communications - Nov 2016 to Dec 2017

Community Fibre- Jan 2018 to Nov 2018

Telcom aka Elevate - Dec 2018 to Aug 2023

Centurion Traffic Management - Oct 2023 to Jan 2024

WSG Energy Services - Feb 2024 to April 2025

All those employements are recent.  So, just asking the employer who the auto-enrolment scheme was should tell you who it was with.

Each employment should have given you letters regarding joining the scheme and at least annual statements sent to you by the schemes.

Some of those employments may not have been long enough to be in the auto-enrolment scheme.

Marcon

tksnota said:

Hi,

Here the companies I’m after the private pensions.

Hope someone can assist 

//tksnota

Truespeed Communications - Nov 2016 to Dec 2017

Community Fibre- Jan 2018 to Nov 2018

Telcom aka Elevate - Dec 2018 to Aug 2023

Centurion Traffic Management - Oct 2023 to Jan 2024

WSG Energy Services - Feb 2024 to April 2025

At least one of those uses/has used NEST. I'd start by contacting NEST and checking what they have on record for you: https://www.nestpensions.org.uk/schemeweb/nest.html  You might find that several of your employers also used them, and (unless you opted out within a month of being auto-enrolled) there will be contributions shown for the relevant period of your employment.

You may be looking under the 'wrong' names in terms of who your employer was - companies can have very similar names but be wholly distinct from each other. For example, you say you were employed by WSG Energy Services from Feb 24 to April 25, but looking at the entry on Companies House that doesn't quite tally with when the company was actually in existence:



but there is another (current) one: https://find-and-update.company-information.service.gov.uk/company/16242588 but again the dates don't seem to square with this either:




Try looking up the names of your employers (as best you can remember them) on https://www.gov.uk/get-information-about-a-company, which will give you the relevant contact information if they are still in existence.

Failing all the above, the much-mooted and long delayed Pensions Dashboard should be of considerable existence, although that could still be several years away!

tksnota

dunstonh said:

tksnota said:

Hi,

Here the companies I’m after the private pensions.

Hope someone can assist 

//tksnota

Truespeed Communications - Nov 2016 to Dec 2017

Community Fibre- Jan 2018 to Nov 2018

Telcom aka Elevate - Dec 2018 to Aug 2023

Centurion Traffic Management - Oct 2023 to Jan 2024

WSG Energy Services - Feb 2024 to April 2025

All those employements are recent.  So, just asking the employer who the auto-enrolment scheme was should tell you who it was with.

Each employment should have given you letters regarding joining the scheme and at least annual statements sent to you by the schemes.

Some of those employments may not have been long enough to be in the auto-enrolment scheme.

How long should I be employed to be in auto-enrolment?

tksnota

Marcon said:

tksnota said:

Hi,

Here the companies I’m after the private pensions.

Hope someone can assist 

//tksnota

Truespeed Communications - Nov 2016 to Dec 2017

Community Fibre- Jan 2018 to Nov 2018

Telcom aka Elevate - Dec 2018 to Aug 2023

Centurion Traffic Management - Oct 2023 to Jan 2024

WSG Energy Services - Feb 2024 to April 2025

At least one of those uses/has used NEST. I'd start by contacting NEST and checking what they have on record for you: https://www.nestpensions.org.uk/schemeweb/nest.html  You might find that several of your employers also used them, and (unless you opted out within a month of being auto-enrolled) there will be contributions shown for the relevant period of your employment.

You may be looking under the 'wrong' names in terms of who your employer was - companies can have very similar names but be wholly distinct from each other. For example, you say you were employed by WSG Energy Services from Feb 24 to April 25, but looking at the entry on Companies House that doesn't quite tally with when the company was actually in existence:



but there is another (current) one: https://find-and-update.company-information.service.gov.uk/company/16242588 but again the dates don't seem to square with this either:




Try looking up the names of your employers (as best you can remember them) on https://www.gov.uk/get-information-about-a-company, which will give you the relevant contact information if they are still in existence.

Failing all the above, the much-mooted and long delayed Pensions Dashboard should be of considerable existence, although that could still be several years away!

Kindly guide me where in Nest site showing this company is using this institution? I click the link but I can’t find it. Thanks.

DRS1

tksnota said:

Marcon said:

tksnota said:

Hi,

Here the companies I’m after the private pensions.

Hope someone can assist 

//tksnota

Truespeed Communications - Nov 2016 to Dec 2017

Community Fibre- Jan 2018 to Nov 2018

Telcom aka Elevate - Dec 2018 to Aug 2023

Centurion Traffic Management - Oct 2023 to Jan 2024

WSG Energy Services - Feb 2024 to April 2025

At least one of those uses/has used NEST. I'd start by contacting NEST and checking what they have on record for you: https://www.nestpensions.org.uk/schemeweb/nest.html  You might find that several of your employers also used them, and (unless you opted out within a month of being auto-enrolled) there will be contributions shown for the relevant period of your employment.

You may be looking under the 'wrong' names in terms of who your employer was - companies can have very similar names but be wholly distinct from each other. For example, you say you were employed by WSG Energy Services from Feb 24 to April 25, but looking at the entry on Companies House that doesn't quite tally with when the company was actually in existence:



but there is another (current) one: https://find-and-update.company-information.service.gov.uk/company/16242588 but again the dates don't seem to square with this either:




Try looking up the names of your employers (as best you can remember them) on https://www.gov.uk/get-information-about-a-company, which will give you the relevant contact information if they are still in existence.

Failing all the above, the much-mooted and long delayed Pensions Dashboard should be of considerable existence, although that could still be several years away!

Kindly guide me where in Nest site showing this company is using this institution? I click the link but I can’t find it. Thanks.

You could try this (taken from @Marcon's link under How to find my NEST pension

"If you’ve a Nest pension, we’ll have sent you a welcome pack shortly after your employer put you into the scheme.

You can view your Nest pension by logging in to your online account. You’ll need to provide your National Insurance number when you log in for the first time. If you’re having difficulty, you can contact us and we’ll help you find your Nest pot."

Marcon

tksnota said:

Marcon said:

tksnota said:

Hi,

Here the companies I’m after the private pensions.

Hope someone can assist 

//tksnota

Truespeed Communications - Nov 2016 to Dec 2017

Community Fibre- Jan 2018 to Nov 2018

Telcom aka Elevate - Dec 2018 to Aug 2023

Centurion Traffic Management - Oct 2023 to Jan 2024

WSG Energy Services - Feb 2024 to April 2025

At least one of those uses/has used NEST. I'd start by contacting NEST and checking what they have on record for you: https://www.nestpensions.org.uk/schemeweb/nest.html  You might find that several of your employers also used them, and (unless you opted out within a month of being auto-enrolled) there will be contributions shown for the relevant period of your employment.

Kindly guide me where in Nest site showing this company is using this institution? I click the link but I can’t find it. Thanks.

You said you couldn't find any of your employers on the pension tracing service website, but Elevate is there and uses NEST:

https://www.findpensioncontacts.service.gov.uk/find-frontend/employer/eyJ2YWx1ZSI6IjlkYWEzYjIwNTRmNTkzIiwiaXYiOnsidHlwZSI6IkJ1ZmZlciIsImRhdGEiOlsxMTIsMTQzLDEzLDc1LDI0NywyOSwyMTIsMjEsMjI3LDE1LDE3NSwyMDEsNjIsMTYyLDI0OCwxMF19fQ==

Possibly some of your other former employers also used NEST, which is why it's worth a look.

To answer you question above, an employer has 3 months in which to auto-enrol a new hire (assuming you were eligible in terms of age, earnings etc - if you look at NEST's website they have very helpful information on this, which applies to all employers regardless of whether they actually use NEST).

tksnota

Do you think the pension dashboard will be fully operational 5 years from now?

dunstonh

https://forums.moneysavingexpert.com/discussion/comment/81892258#Comment_81892258

It was announced in 2016 to be running by 2019.

It has had several resets in timescale