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Deaults arrived and a formal notice to pay - what next?
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Do I need to include my partners income in the soa?0
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It's a lot easier to work out where the money is going and what strategy to use if you do a household SOA, for yourself, for discussion with your partner and here if you decide to share it..
But if you do a DMP or income and expenditure for creditors, it's personal. Allocate shared costs in proportion to income.If you've have not made a mistake, you've made nothing0
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