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Joyous January's No-Spend Days Challenge!
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Another one for today please. Lunch is left overs from my craft Christmas social last night.
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One for me, up to 12, if I spend, it will be with a free voucher and that will be for groceries.1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
It's a NSD for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
NSD for me please 13/15.
"My Life Is About The Journey Not The Destination"1 -
Haircut for me today and bought a loaf of bread. I am hoping for another NSD tomorrow.https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
January NSD challenge 12/10
January AFD challenge 3/14
2026 Art pass savings £29.50
2026 Railcard savings £02 -
NSD for me yesterday. Posted e-bay items but as buyer paid postage I not counting that.
Spend day today. Had tesc@ delivery. Only stuff I really needed.
Got a freebie from a site 30 dishwasher tablets. Gave them to a friend and she will make me some birthday cards in return :-)
11 NSD's so far.
ilovetea xx
Make £2026 in 2026 £23-78.
Declutter 43 items in 2026
NSD's in Jan. 15/202 -
13/20 here. Grocery shopping done from budgeted Monzo pot.
I must admit to finding it hard, but I am learning to exercise my 'you do not need it ' muscle. So many times I have been on the brink of ordering something ( a tartan scarf for Burns Night on Vinted, or a book from World of Books) then I remember my pledge to not buy clothes and read all the books I own (I borrowed a tartan scarf from a friend in the end!)2 -
January 2026 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targets32b3in2013 1/18
AuntieL 9/15
beanielou 14/19
cathybird 9/15
Changeyourlife25 2/10
crazybeautiful 12/25
cuddlymarm 7/15
Dizzycap 12/20
doingitanyway 4/12
Doris17 13/15
Honeysucklelou2 3/10
ilovetea 11/20
InDebtEnby 7/13
KajiKita 11/20
laurenh1 9/18
leftatthetrafficlights 15LittleMissDetermined 10/20
loopylupin 8/10
Mamma2004 5/10
MissMoneyMishap 9/12
NeverendingDMP 1/10
Pinkpieuni 4/10
Prodigal50 9/10
RhiBi 4/10
RollinginClover 15ShelivesintheShire 13/20
snugglenush 2/10
SovereigntyQueen 31Teamjarjar 5Tenar15 4/12
Thriftymissus 12/20
ThriftyPrincess40 12/20
VickyA 2 7/15
Wanna Bee Free 8/10
yellowstickerfan 5/15
To see the updated results for January on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞0 -
NSD for me today! Making 8/10 woohoo!Well done everyone.1
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