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Joyous January's No-Spend Days Challenge!
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Number 4 today. Early call as I’m not going anywhere.1
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It's one for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
NSD for me today 4/15.
D x
"My Life Is About The Journey Not The Destination"1 -
One for me today please
3/15 NSD
Pay off by Xmas 2026 £175/£2324.67
January NSDs 9/15
January PADs £520
January grocery challenge £87.56/£1501 -
January 2026 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targets32b3in2013 18AuntieL 4/15
beanielou 4/19
cathybird 4/15
Changeyourlife25 2/10
cuddlymarm 3/15
Dizzycap 4/20
doingitanyway 2/12
Doris17 4/15
Honeysucklelou2 10ilovetea 2/20
InDebtEnby 2/13
KajiKita 2/20
laurenh1 2/18
leftatthetrafficlights 15LittleMissDetermined 3/20
loopylupin 2/10
Mamma2004 2/10
MissMoneyMishap 1/12
NeverendingDMP 1/10
Pinkpieuni 2/10
Prodigal50 3/10
RhiBi 1/10
short bird 18snugglenush 2/10
SovereigntyQueen 31Thriftymissus 4/20
ThriftyPrincess40 4/20
VickyA 2 3/15
Wanna Bee Free 3/10
yellowstickerfan 2/15
To see the updated results for January on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞2 -
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Well done everyone so far! I am completing my 2nd NSD today so am now 2/10.
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NSD Sunday 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
January 2026 NSD Challenge 5/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £92,396.89 (10years 4months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £44.43/ £10001 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
2/12 please @cathybirdIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20251
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good to see you here! I've added you to the list, hope you enjoy the challenge
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