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Planning retirement

Not the  boring financial stuff, but how much effort do you put into planning what you will do in your retirement? And maintaining that plan when you're in retirement? 

For those retiring or thinking about retiring in the next year or two what are your big plans/adventures, because I find that if you don't have any people tend to just carry on working into their late 50s and 60s .... And how are you ensuring you don't get tempted back into work/consultancy when you do stop  ? Because ayour working colleagues will be constantly trying to link you in with  people, What about that? Sat on boards or fractional C  level roles I've known people be tempted back.

I was fortunate to retire age 52, People are finally starting to accept I'm not going back to work or interested in opportunities, I deleted LinkedIn  & signed up to do a full-time Arts degree  , I spend a good 4 to 5 months travelling each year and when I'm in the UK, I get very hands-on with physical work like gardening / major DIY after 2 decades sat behind a screen 


The greatest prediction of your future is your daily actions.

Comments

  • indiasign
    indiasign Posts: 77 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    My wife and I are retiring next year, and over the last two years I have dropped firstly to 4 and then 3 days a week to “ease” into retirement rather than facing a cliff edge.

    Ive used that time so far to, like you, spend more time in the garden, improve my photography and, since my better half also dropped a day last year, join the local health club.

    The intention is to have a big blow out holiday to the Maldives as a retirement present to ourselves, then do more UK based travelling, going to all of the places we’ve always said we’d like to visit, but never got around to.

    That covers the first year, but where it takes us after that, who knows 😀
  • indiasign said:
    My wife and I are retiring next year, and over the last two years I have dropped firstly to 4 and then 3 days a week to “ease” into retirement rather than facing a cliff edge.

    Ive used that time so far to, like you, spend more time in the garden, improve my photography and, since my better half also dropped a day last year, join the local health club.

    The intention is to have a big blow out holiday to the Maldives as a retirement present to ourselves, then do more UK based travelling, going to all of the places we’ve always said we’d like to visit, but never got around to.

    That covers the first year, but where it takes us after that, who knows 😀
    Photography is great for retirement  I have quite a few friends who retired into it , the new pace allows time  to see very differently, reflective, ethical framing, no longer flattening people and places into content, I just did three weeks street photography in Vietnam and I've already booked to go back for two months in the spring,
    The greatest prediction of your future is your daily actions.
  • eastcorkram
    eastcorkram Posts: 967 Forumite
    Part of the Furniture 500 Posts Name Dropper
    I retired a year ago. I made no plans before retiring, and haven't made any since. My guitar playing has definitely improved beyond all recognition, and I'm currently learning Italian. Neither of which were planned
  • I’m semi-retiring in April with the aim of retiring fully in a couple of years. I already have several long-term interests outside work and now that I can access my occupational pensions instead of having to earn a living I want to devote more time and energy to them. My friendships tend to centre around my interests rather than work, so I can’t see myself being tempted back.
  • cfw1994
    cfw1994 Posts: 2,209 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    Everyone is different.

    I’m an organiser.  

    I spent far too much of my final year or so thinking about things we would do 🫣
    Essentially wrote a spreadsheet with broad topics (friends, DIY, garden, holiday, culture, sport, etc) down column 1 & various things related to do in the rest of the row 🤓
    Plus I planned a 19-day LEJoG ride to complete when I finished 💪
    The big bike ride cleared my head (& had a dozen pals joint me at various points along the way!).  Had a few cycle adventures since, but nothing quite so crazy 🤣
    The list got looked at & I changed the complete items to green - made me feel I had achieved something 👀
    Now, heading towards 5 years in, we are in a nice groove of things, & I don’t feel the need to check how we are doing 🤷‍♂️

    Saw a lot of comedy this year.  Seann Walsh opened a WIP act up with thanking half the audience.  The half that actually book the tickets. He’s right: in every partnership, there is someone who books things, & someone who goes along. I’m the booker….& we have a busy 2026 ahead 🙏

    Merry Christmas everyone 🎅


    Plan for tomorrow, enjoy today!
  • katejo
    katejo Posts: 4,357 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    indiasign said:
    My wife and I are retiring next year, and over the last two years I have dropped firstly to 4 and then 3 days a week to “ease” into retirement rather than facing a cliff edge.

    Ive used that time so far to, like you, spend more time in the garden, improve my photography and, since my better half also dropped a day last year, join the local health club.

    The intention is to have a big blow out holiday to the Maldives as a retirement present to ourselves, then do more UK based travelling, going to all of the places we’ve always said we’d like to visit, but never got around to.

    That covers the first year, but where it takes us after that, who knows 😀
    I decided during lockdown that, when I retired, I would definitely book a special holiday to go on fairly soon after finishing work. I have kept this in my mind ever since. I haven't quite decided where but Sri Lanka is a possibility. I also want to do a bit of photography. 
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