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Non-priority debts and deprivation of capital

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  • MrHeisenberg
    MrHeisenberg Posts: 302
    Eighth Anniversary 100 Posts Name Dropper Combo Breaker
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    edited 17 December 2025 at 2:46AM
    kimwp said:
    Well, if you are over the £16,000 threshold, then you are at risk of coming off the housing list anyway, so personally I'd be considering the full and final offer. 
    Strangely, the Council's policy is that they have a limit of £60,000, which includes annual income. I am well below that. It goes on to say, though, that housing associations have their own criteria.

    Yeah, I need to give that some thought.
  • kimwp
    kimwp Posts: 3,620
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    kimwp said:
    Well, if you are over the £16,000 threshold, then you are at risk of coming off the housing list anyway, so personally I'd be considering the full and final offer. 
    Strangely, the Council's policy is that they have a limit of £60,000, which includes annual income. I am well below that. It goes on to say, though, that housing associations have their own criteria.

    Yeah, I need to give that some thought.
    Thank you for sharing that. I think you are looking for problems. Yes, it's possible to fall foul of these systems and be at the whim of some ill-educated decider of your fate, which must be scary, but looking to see what other councils do when you have the details of what your council isn't adding value- it will not tell you what your housing associations will make the decisions on. 
    Statement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.php

    For free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.
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