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Mortgage Rates Dropping - Wise to fix now? What are you doing?

IAMIAM
IAMIAM Posts: 1,399 Forumite
Fifth Anniversary 500 Posts Name Dropper
edited Today at 6:39PM in Mortgages & endowments
Currently have 4.24 Tracker, 18 months to go. HSBC. Soon to be 3.99 after BOE cut. 200k @ 25 years

Would you switch to a 3.8 fixed now available with HSBC or stick with tracker? I am anticipating it going to 3.74 early next year after another cut?
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