Employer Pension Requirement

Locarno1

Hi everyone,

Recently, I have started being employed as an employee with the business I work at. Previously, I was a contractor with them, but I felt the need for a more secure monthly income coming in. The business is small and we have quite a few contractors that we use to provide our services, but there is a small office team who are employed by the business. I have a couple of questions regarding this:

1) Since being employed with them, I have not signed any, or seen an Employment contract. Should I?
2) I used to pay into a Pension with a previous company, but this business only deducts National Insurance and Income Tax from my payslip each month. Should I/they be setting up an Employee Pension? I would very much doubt that they will contribute to this because it's such a small business? I now know how important paying into pensions are!

I work part-time there with a few days a week.

Thanks,

Dazed_and_C0nfused

You might find this worth a read re the pension.

https://www.thepensionsregulator.gov.uk/en/document-library/automatic-enrolment-detailed-guidance/5-automatic-enrolment-an-explanation-of-the-ae-process

Marcon

Locarno1 said:

Hi everyone,

Recently, I have started being employed as an employee with the business I work at. Previously, I was a contractor with them, but I felt the need for a more secure monthly income coming in. The business is small and we have quite a few contractors that we use to provide our services, but there is a small office team who are employed by the business. I have a couple of questions regarding this:

1) Since being employed with them, I have not signed any, or seen an Employment contract. Should I?
2) I used to pay into a Pension with a previous company, but this business only deducts National Insurance and Income Tax from my payslip each month. Should I/they be setting up an Employee Pension? I would very much doubt that they will contribute to this because it's such a small business? I now know how important paying into pensions are!

I work part-time there with a few days a week.

Thanks,

1. See https://www.acas.org.uk/what-must-be-written-in-an-employment-contract
2. The size of the business has nothing to do with their 'employer duties' in relation to auto enrolment. There's a good clear explanation of who must be automatically enrolled/who can ask to be enrolled (and when the employer must contribute) here: https://www.nestpensions.org.uk/schemeweb/nest/employers/about-workplace-pensions/qualifying-employees.html