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Credit card and mortgage application
Hi was hoping someone could help me out!
I’m looking to begin the progress of applying for a mortgage/buying a home in the next couple of months.
I applied for a credit card two weeks ago because I thought you would need one (credit wise) to buy, but realise now that’s not necessary. Before I’m approved/denied the credit card m&s have asked for be for proof of identity.
Should I go through with this or will my credit report be better if I ignore or cancel? Just want to be in the best position I can for getting a mortgage!
Thank you in advance!
Comments
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If you've applied, a hard search has probably been done and any damage has already happened. It doesn't really matter what you do from here apart from making sure you pay on time.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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