When to cancel transfer of married allowance?

tigerspill

My wife has transferred 10% of her income tax allowance to me (marriage allowance).  She has only had very limited income for a number of years and didnt use all of her allowance.
Next April (in new 2026/2027 tax year) she will start to take her DB pension and will be paying basic rate tax.  So she will stop the marriage allowance transfer.

When should she apply to stop the transfer?  Before the end of this tax year or wait until next tax year when this will apply?

Thanks

Isthisforreal99

Before the end of the tax year - you cannot cancel it in year.

TadleyBaggie

Do it now, as it will automatically stop at the end of the current tax year. If you wait until the new tax year, it will continue for another year.

Dazed_and_C0nfused

tigerspill said:

My wife has transferred 10% of her income tax allowance to me (marriage allowance).  She has only had very limited income for a number of years and didnt use all of her allowance.
Next April (in new 2026/2027 tax year) she will start to take her DB pension and will be paying basic rate tax.  So she will stop the marriage allowance transfer.

When should she apply to stop the transfer?  Before the end of this tax year or wait until next tax year when this will apply?

Thanks

She has to do it in the current tax year.

If she waits until 6 April 2026 then it will continue until 5 April 2027.

Note as a basic rate payer she is still eligible for Marriage Allowance so the onus is on her to cancel it if she wants the full Personal Allowance back for 2026/27.

cannugec5

Actually this has made me think. My husband has had benefit of my transferred allowance but now I’ve started paying tax again with a marginally increased income.  Is there any reason NOT to make any changes?