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Reply from Lowell

Sent a ProveIt letter to Lowell, for a debt that defaulted in 2019 (has come off my credit report) but had been paying - last payment was in Jan 2025.

Received this in response - is this sufficient to prove the debt?

(2. Is their claim that I was paying the debt enough to reset the clock for Statute Barring, or can I ask them to prove that it was me?)

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