Irresponsible lending

striker335

Hi everyone,

I just wanted to share something in case it helps someone here.

I recently went through a claim for irresponsible lending with a law firm and I’ve just had a successful outcome. It took some time and patience, but I’m really glad I did it. I genuinely didn’t realise how many checks lenders are meant to do before approving credit.

If you’ve had loans, credit cards, catalogue accounts or similar that you struggled to repay at the time, it might be worth looking into. I know how overwhelming it can feel, especially when you’re already under financial pressure.

I’m not selling anything and I don’t work for the firm, I just know how stressful it is dealing with money problems and wanted to mention it in case it helps someone else.

If anyone wants to know what the process was like or how I started, feel free to reply or message me. Happy to share my experience.

Hope everyone’s doing okay.

Nasqueron

https://forums.moneysavingexpert.com/discussion/comment/81899285#Comment_81899285

Any irresponsible lending complaint can be done free of charge using the same process the "law" firm used and you would keep it all. The checks needed for loans back then weren't as stringent and they are much tougher now so it's not likely to be many affected who haven't already put stuff in like with Amigo

striker335

the company used some sort of tech to check all my credit and bank transactions to check for trends of the lender. it worked for me so

Nasqueron

https://forums.moneysavingexpert.com/discussion/comment/81900075#Comment_81900075

They used the same free of charge process and have no special access to view your records unless you give them that. If you have that access then, again, you can do it yourself for free using the same process they use and keep all the money