Orbit just came to the door

Magic_Sister

I have been ignoring Cabot and Orbit over a matter from 25 years ago when my abusive late ex husband made me sign a loan agreement for a car. He died and did not pay it prior to that. It obviously disappeared from my credit file years ago and I have worked hard to rebuild my credit. I have never responded to them. 

Orbit have just come to the door. Telling me I have to get my phone and call someone. I refused and asked where this evidence of any such debt was, and he said he doesn’t have that due to ‘Data Protection’. He has handed me an envelope and said I must call them to avoid ‘further action’. 

I have not admitted to any such debt. What should my next move be please? TIA

fatbelly

It's clearly going to be statute barred. Once you have told them that you will not be paying because it is SB, they have to stop collection activity. Now is the time to send a SB letter to both parties. Email is fine

https://forums.moneysavingexpert.com/discussion/6027755/statute-barred-debts-and-the-limitation-act

Magic_Sister

Many thanks for the links. 

sourcrates

Also try to avoid talking to these people at the door, any future contact you have should be in writing or email only.