We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Employer not paying into a pension for me

I've been working for a non-profit organisation for 18months - I only work 14 hours but my employer hasn't paid into a pension for me?
Is this legal - I'm terrified to speak to her in case she cancels my contract with the project. She's the CEO and manages everything. 

Comments

  • dunstonh
    dunstonh Posts: 121,945
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Forumite
    Is this legal - I'm terrified to speak to her in case she cancels my contract with the project. She's the CEO and manages everything. 
    a) how old are you?  (there are age bands)
    b) how much do you earn?  (there are earnings bands)
    c) are you en amployee or contracted?  (your wording suggests you are contracted)
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • molerat
    molerat Posts: 36,591
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    edited 24 November 2025 at 4:35PM
    Do you qualify for auto enrolment / employer contributions ?  https://www.gov.uk/workplace-pensions/joining-a-workplace-pension
    If not you need to ask to be enrolled into the pension and they can not refuse but they may not have to contribute.

    Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.

    Being hated by idiots is the price you pay for not being one of them.

    Jean Cocteau 1889-1963

  • DRS1
    DRS1 Posts: 3,856
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite
  • None of that is a good sign.

    Hastings Direct 4775.99

    La Redoute 676.21

    Barclaycard 295.20

  • I seem to qualify for auto enrollment
  • I'm actually in a union so might contact my rep
  • You can get initial legal advice related to your workplace from ACAS. Your position would be stronger/safer if you are an employee with over 2 years service.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.8K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.2K Spending & Discounts
  • 248.3K Work, Benefits & Business
  • 606K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.