Pre

Nutters05

Sorry I should have said he was born in 1955 so technically I think he should be on the new state pension but I think as he hasn't been getting full years since 2016 he's only qualified for the old state pension possibly 

Dazed_and_C0nfused

Nutters05 said:

Sorry I should have said he was born in 1955 so technically I think he should be on the new state pension but I think as he hasn't been getting full years since 2016 he's only qualified for the old state pension possibly 

If he was born in 1955 he would have been entitled to receive the new State Pension, not the old State Pension.

But he would fall under transitional rules.  This means he accrued a starting amount at April 2016 and, if this was less than the standard new State Pension, could add additional post 2016 years to increase his pension (to a maximum of the standard new State Pension).

You might find it simpler to get a full explanation if you post his current weekly entitlement plus his NI record from his Personal Tax Account.  

xylophone

• From what you have said, at 6/4/16, when your father was around  five years under SPA (but not employed) and had 34 full QY, the calculations to establish his starting amount for NSP were
  
  OLD RULES
  
  NIQY/3O (max) x Full Basic SP (£119.30) + (Additional State Pension - Deduction for Contracting Out).
  
  £119.30 + (ASP - DfCO) = amount A
  
  It will be seen that he already had more than the maximum to be eligible for full basic. 
  
  
  NEW RULES
  
  (NIQY/35 (max) x Full NSP {£155.65}) - Contracted Out Pension Equivalent
  
  £151.20 - COPE = amount B
  
  
  His starting amount was the higher of the two.
  
  
  
  The year 15/16 was part full so he could make voluntary contributions for this year to bring him up to the full number of years for new rules
  
  calculation. - this gave him 35 QY,  the maximum for nw rules calculation.
  
  
  This still did not gIve him a full NSP but as he was under SPA, he could improve his starting amount up to (but not in excess of) full NSP
  
  by making VCs for the years from 16/17 to the last full year before reaching SPA, in his case 20/21. 
  
  It would appear that the amount he has paid so far is not enough to cover the available years to bring him to (or as near as possible to) full NSP.
  
  
  
  

xylophone

Below may be worth a look.

https://assets.publishing.service.gov.uk/media/5a7a21fd40f0b66a2fc00201/single-tier-pension-fact-sheet.pdf

https://assets.publishing.service.gov.uk/media/5a7c2e95e5274a25a9140fdc/single-tier-valuation-contracting-out.pdf

"Foundation Amount" = Starting Amount.  "Rebate Derived Amount" = COPE.

DRS1

I may be over-simplifying this but if your father had 34 full years pre 2016 then the people who tell you buying more pre 2016 years doesn't help seem to have it bang on right.

I remember when I topped up in 2022 I had 27 years full all pre 2016 and they allowed me to fill only 3 years pre  2016 (even though I had more pre 2016 which could have been filled).