UK Lasting Power of Attorney Whilst Resident in Spain

Leodogger

eskbanker said:

Leodogger said:

eskbanker said:

Even though longer term health issues could (so LPA is worth doing), deafness shouldn't prevent him from accessing his account?  As with any other business, Santander are required to make reasonable adjustments:

https://www.santander.co.uk/personal/support/accessibility/support-if-you-are-deaf-or-have-hearing-loss

Edit: you can do the LPAs yourself for £92 each if you don't want to pay a solicitor:

This guidance is about LPAs that will be used in England or Wales. Read about power of attorney in Scotland and power of attorney in Northern Ireland.

You do not need to live in the UK or be a British citizen. Your LPA will be legally binding only in England and Wales. For example, if you’re making a property and affairs LPA, it can only be used for your properties and assets in England and Wales.

https://www.gov.uk/power-of-attorney/make-lasting-power

Finally, have you checked that the pensions can't be paid directly into a Spanish account?

As I have said previously, Santander have refused to allow access to my husband's account to a second person without a LPA.

Which is why I was distinguishing between the short term issue of deafness (where there shouldn't be any need for anyone else to act for him) and the longer term one of loss of mental or physical capacity (where the answer would indeed by LPA, as stated).

Leodogger said:
I know I can get one done but when I tried to go onto a comparison website, it refused when I said I was resident OUTSIDE the UK.

Perhaps the comparison site you chose has its own rules over and above the actual legal constraints?  Have you tried the gov.uk LPA route or are you keen to pay a solicitor?

Leodogger said:
Also we can get the pensions paid directory into a Spanish bank account but we are at the mercy of currency exchange rates on the date it is paid, whereas if paid into a British account, we can decide when the rate is right to transfer the cash into our Spanish bank account.

Up to you obviously, but if the only reason to spend hundreds of pounds on UK LPAs is to support ongoing use of a UK bank account (that would otherwise be avoidable) then that probably ought to form part of the financial analysis?

I don't want to use a solicitor, my UK solicitor offered to do it for £695 for two plus a £92 each application fee, so almost £900!!😮  I wanted to use a comparison website but obviously one that allows quotes to outside of the UK.  I should add that this LPA is only to cover financial and health capacity for UK financial assets, we already have a Spanish one to cover our property and financial matters in Spain.

elsien

Why do you need a comparison website for a power of attorney? 

As already said earlier in this thread, just do it yourself. 

https://www.gov.uk/power-of-attorney/make-lasting-power

although I’m not sure what you mean by financial and health capacity? The health and welfare LPA is nothing to do with financial assets. 

Leodogger

Just an update, I have found that I can make a UK LPA on the Government website and don't need to be living in the UK so I think I will be going down that route.   It is just £92 and I can get it registered from here in Spain.

eskbanker

Leodogger said:

Just an update, I have found that I can make a UK LPA on the Government website and don't need to be living in the UK so I think I will be going down that route.   It is just £92 and I can get it registered from here in Spain.

As suggested yesterday!

sheramber

Santander have two systems to allow deaf customers to contact them. 

https://www.santander.co.uk/personal/support/accessibility/support-if-you-are-deaf-or-have-hearing-loss