Maximising the benefits from spending

nowornever25

Hi,

I wondered whether anyone would be happy to share the approaches to their spending that they use to maximise benefits via apps/vouchers/cards etc?  An example of one we were talking about yesterday at work was:

Buying Sainsburys Voucher via airtime for cashback
shopping at Sainsburys for Nectar points
Saving airtime cashback towards Christmas
Saving nectar points for uniform/clothing

I just wanted to know how other people are doing this stuff?  The easier and less complicated the better! Looking for ways to save whilst using any additional cash I actually have to power down my frighteningly high credit cards!

Thanks :-)
NoN25

sourcrates

Your post wants moving to a more suitable board, have a look and see where it might be more appropriate, and I will move it for you, there is more than one place it might fit unfortunately.

Slinky

nowornever25 said:

Hi,

I wondered whether anyone would be happy to share the approaches to their spending that they use to maximise benefits via apps/vouchers/cards etc?  An example of one we were talking about yesterday at work was:

Buying Sainsburys Voucher via airtime for cashback
shopping at Sainsburys for Nectar points
Saving airtime cashback towards Christmas
Saving nectar points for uniform/clothing

I just wanted to know how other people are doing this stuff?  The easier and less complicated the better! Looking for ways to save whilst using any additional cash I actually have to power down my frighteningly high credit cards!

Thanks :-)
NoN25

You get better cashback rates using the everup app to buy giftcards than Airtime.

Keep an eye on topcashback too. Quite regularly they will give an extra £2 cashback for a purchase for one day only. Earlier this week it was £2 for a £20 spend. Giftcards qualify.

Get yourself a Lloyds Ultra credit card and get 1% cashback for a year. Pay off in full each month.

Shop at cheaper shops than Sainsbury's.

nowornever25

sourcrates said:

Your post wants moving to a more suitable board, have a look and see where it might be more appropriate, and I will move it for you, there is more than one place it might fit unfortunately.

I'm sorry I don't know :-( happy for you to move it wherever you think?

MEM62

We have a Morrisons loyalty card (we would shop there anyway) and I collect Costa points.  Other than that, nothing.   

middlingditch

Topcashback > Boots online > Boots Advantage card

If you shop online at Boots you often get 3 for 2s or other offers that aren't in the shop, and if you click through via Topcashback you get a bit of cashback, and if you connect your Advantage card then you get points as well. It's all obvious stuff but I have often got my essentials much cheaper doing it this way compared with going to the local branch. Get your order delivered to the branch and you won't pay delivery. 

Same applies at Superdrug (although I don't have their loyalty card) - you can get the 'triple savings' of cashback, offers and points.