Help with moving CC balances

tangledmemories

Hi All,

I have a spreadsheet with all my current CC balances including their 0% end dates etc. A couple of cards still have room for transfers but would mean I have 2 or 3 different 0% dates on the same card. Is this wise or over-complicating matters?
I'm not in any defaults and have 0% offers available to me but I just can't get my brain around where to move the balances from/to! Can one of the debt charities help me see the wood for the trees or are they just for people struggling to pay?

Thanks in advance!

Altior

Certainly wise. No need for debt charity involvement here, absolutely no issue of having different promo end dates and balances on the same card. What can be problematic is mixing a purchase deal with a bt one, but doesn't sound like that's an implication here.

Just keep a note of the end date for each deal, and track the balances. Identify and/or note which balance payments are being applied to.