Deferred LGPS ill health pension

blues

I’ve been approved for ill health retirement by a previous LG employer. They’ve sent my pension figures which are considerably lower than the yearly pension statement I received in August this year. 

Their letter states that pension increases haven’t been applied to my figures because I’m not 55 (I’m in my 40’s). However, I’ve read that pension increases should have been applied because I’ve been declared permanently unfit for work. Could anyone please advise if I’ve misunderstood, before I go back to them? Tia.

Silvertabby

blues said:

I’ve been approved for ill health retirement by a previous LG employer. They’ve sent my pension figures which are considerably lower than the yearly pension statement I received in August this year. 

Their letter states that pension increases haven’t been applied to my figures because I’m not 55 (I’m in my 40’s). However, I’ve read that pension increases should have been applied because I’ve been declared permanently unfit for work. Could anyone please advise if I’ve misunderstood, before I go back to them? Tia.

The usual criteria for payment of cost of living increases pre age 55 is that you have been deemed permanently unfit for full time work.  Is this definitely the case? But -  when exactly did you leave, as that could make a difference.

The figures you have been quoted are lower than your latest benefit statement because they have been reduced by cost of living increases applied since you left.