Tax relief on additional pension contribution

Yorkie1

They have a months-long backlog in answering letters. A letter went to them from Mum in late April 2025, and according to their website, we should expect a reply next February. I'm sure that has slipped since I last checked ... !

Samfau

What would be really helpful is if someone could clarify exactly how the relief should be calculated. Am I right to expect a total of £2k (regardless of whether it goes into my pension pot or comes back to me).

In line with this: https://static.aviva.io/content/dam/aviva-public/gb/images/personal/financial-advice/articles/pension-contribution-infographic-v2_2880x1620px.png.png

Dazed_and_C0nfused

Samfau said:

What would be really helpful is if someone could clarify exactly how the relief should be calculated. Am I right to expect a total of £2k (regardless of whether it goes into my pension pot or comes back to me).

In line with this: https://static.aviva.io/content/dam/aviva-public/gb/images/personal/financial-advice/articles/pension-contribution-infographic-v2_2880x1620px.png.png

If we assume that this is a gross contribution with no relief being given by the provider then you need to change your basic rate band back to the standard £37,700 (assuming there is no Gift Aid involved).

But the gross contribution works like the Personal Allowance, it will reduce your earnings which are then taxed.  Assuming your taxable earnings were at least £5,000 in that tax year.