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Reclaim tax on lump sum contribution
Slinky
Posts: 11,324 Forumite
OH has recently made a lump sum contribution to the Civil Service Alpha pension scheme. He's been told by the scheme administrators that he will need to claim the tax back via a tax return. Given that it's several months until the end of the tax year, and it's a five figure sum to reclaim, is there anyway of putting a claim in earlier than waiting until after 5th April next year?
TIA
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Prolific £841.95, Octopoints £6.64, TCB £456.58, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £60, Shopmium £52.74, Everup £95.64 Zopa CB £30
Total (1/11/25) £1954.45/£2025 96%
Make £2024 in 2024
Prolific £907.37, Chase Int £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus ref £50, Octopoints £70.46, TCB £112.03, Shopmium £3, Iceland £4, Ipsos £20, Misc Sales £55.44
Total £1410/£2024 70%
Make £2023 in 2023 Total: £2606.33/£2023 128.8%
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Comments
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He shouldn’t have to complete a tax return. He’ll need proof of the payments but can claim from HMRC direct.
https://www.gov.uk/guidance/claim-tax-relief-on-your-private-pension-payments
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A quick question on this. If I make two in-year claims on contributions to my SIPP, if asked to complete a self-assessment at year-end, presumably there's something on the return where I inform them that I did make SIPP contributions but that additional tax relief has already been claimed?0
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molerat said:He's tried this, but gets taken down a route asking for net pension contributions for the year, whereas he has made a gross contribution, so we're not getting very far.Any other suggestions please?Make £2025 in 2025
Prolific £841.95, Octopoints £6.64, TCB £456.58, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £60, Shopmium £52.74, Everup £95.64 Zopa CB £30
Total (1/11/25) £1954.45/£2025 96%
Make £2024 in 2024
Prolific £907.37, Chase Int £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus ref £50, Octopoints £70.46, TCB £112.03, Shopmium £3, Iceland £4, Ipsos £20, Misc Sales £55.44Total £1410/£2024 70%Make £2023 in 2023 Total: £2606.33/£2023 128.8%0 -
If the online option takes him down a rabbit hole he could just write a letter to HMRC including all the details listed on the webpage. That’s how I did it a couple of years ago.Slinky said:molerat said:He's tried this, but gets taken down a route asking for net pension contributions for the year, whereas he has made a gross contribution, so we're not getting very far.Any other suggestions please?
Sometimes the analogue option is the easiest 😊1 -
bjorn_toby_wilde said:
If the online option takes him down a rabbit hole he could just write a letter to HMRC including all the details listed on the webpage. That’s how I did it a couple of years ago.Slinky said:molerat said:He's tried this, but gets taken down a route asking for net pension contributions for the year, whereas he has made a gross contribution, so we're not getting very far.Any other suggestions please?
Sometimes the analogue option is the easiest 😊
Did you do this before tax year end? How long did it take for them to get back to you about it?Make £2025 in 2025
Prolific £841.95, Octopoints £6.64, TCB £456.58, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £60, Shopmium £52.74, Everup £95.64 Zopa CB £30
Total (1/11/25) £1954.45/£2025 96%
Make £2024 in 2024
Prolific £907.37, Chase Int £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus ref £50, Octopoints £70.46, TCB £112.03, Shopmium £3, Iceland £4, Ipsos £20, Misc Sales £55.44Total £1410/£2024 70%Make £2023 in 2023 Total: £2606.33/£2023 128.8%0 -
Yes, I claimed before the year end. From memory it took about six weeks for them to get back to me but I know they’re a bit slower these days.
Pretty sure they asked for bank details and paid it straight into my bank account.
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I submitted a claim on 6th November for some SIPP contributions I'd made over the previous three months. I got the tax code change through today, so in just three weeks which I consider quite efficient.1
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